You still have options. Even if you have missed payments, even if you have received a notice, you can still sell your home and walk away with cash.
At Lincoln Madison Investments, we buy houses in Polk County as-is, for cash, and we can close in as little as 7 days. No repairs. No agent fees. No waiting.
Your Options When Facing Foreclosure in Polk County
Every situation is different, but your choices usually come down to four paths. Here is what each one means for you:
| Option | Typical Timeline | What to Know |
|---|---|---|
| Sell to Lincoln Madison Investments for cash, as-is | 7 to 21 days | Fastest path. No repairs, no fees, no commissions. You pick the closing date. |
| Traditional listing with an agent | 60 to 90 days | May not close before your auction date. Commissions and closing costs apply. |
| Short sale | 3 to 6 months | Your lender must agree in writing. Timeline is unpredictable. |
| Let foreclosure proceed | 10 to 24 months | Stays on your credit report for 7 years. Lender may pursue remaining balance. |
The sooner you act, the more control you keep. We are here 7 days a week when you are ready to talk.
How Lincoln Madison Investments Helps You Sell Before Foreclosure
We have helped hundreds of Polk County homeowners through this exact situation. Here is how our process works, from your first call to cash in hand.
Why Polk County Homeowners Choose Lincoln Madison Investments
We are not a national franchise. We are your neighbors, headquartered right here in Lakeland, and we have been buying homes across Polk County for more than 15 years.Here is what that means for you:
We know Polk County.
We have bought and sold over $100 million in local real estate. We know the neighborhoods, the market, and the challenges homeowners here face every day.
We close fast.
Because we buy with cash, we skip the bank approvals, the appraisals, and the delays that slow traditional sales down.
We keep it simple.
No fees. No commissions. No surprises at the closing table.
We buy as-is.
Your home does not need a single repair, coat of paint, or deep clean before we make an offer. Whatever condition it is in, we will buy it.
We are available when you need us.
Our licensed agents are here 7 days a week. Foreclosure does not wait for Monday morning, and neither do we.
What Polk County Homeowners Say About Lincoln Madison Investments
Do not just take our word for it. Here is what homeowners across Polk County have experienced working with our team.
Sarah Chaplin
14:44 14 Nov 25
I haven’t personally used Lincoln Madison Investments, but I work with them often in real estate transactions. Every interaction has been organized, professional, and smooth from start to finish. Their communication is clear, their process is efficient, and they consistently make each transaction easier for everyone involved.
If I ever needed assistance with my own real estate needs, they would absolutely be one of the first companies I’d turn to. Highly recommend based on my experience working with them.
If I ever needed assistance with my own real estate needs, they would absolutely be one of the first companies I’d turn to. Highly recommend based on my experience working with them.
Steve Briand
22:57 13 Nov 25
Jay, made my process absolutely flawless. He was very sensitive to my concerns. Addressing other issues with other properties i have ongoing and resolved any concerns. I have. Nothing but the highest regards. It is very wonderful to see this type of business behavior these days.Thank you so much.I highly recommend you to anybody.
Troy Hopwood
13:32 30 Oct 25
They did for me in 2 1/2 weeks what a lawyer didn't do in 4 years. They went above and way beyond expectations. Very impressive. Kept in touch let me know things on a daily basis. Will be and am still working on other projects with them. They have awesome people working together to get results.
Bryan Hartley
19:38 29 Oct 25
Chris and Jay with Lincoln Madison Investments are top notch. I would give them more than 5 stars if it was possible. The communication was excellent and I always felt like a priority even though I know they had a lot of other things going on at the same time.
De Lossing
12:48 29 Oct 25
Chris was amazing. He was always available to answer questions and was extremely helpful in the sale of my Mom's house. Thank you Chris!!!!
Mike C
13:59 26 Oct 25
Great place to do business. Best people in town to buy/sell. Excellent customer service.
Zorayda E
23:28 30 Sep 25
Great Company we worked with Jay. He was very kind and helpful. We truly appreciate it from the bottom of our hearts! Thank you Highly recommend!!
Atkins Cathy
14:44 19 Sep 25
Jay helped us with the sale of my Mom's home. We could not be more satisfied with his help. He was very kind, thoughtful, honest and extremely helpful in every way!! We so appreciate all his company did to make the process smooth & easy!! We would absolutely do business with him & his associates again and highly recommend using his company to everyone!! Thanks Jay ❤️
Diana Vitagliano
21:45 01 Aug 25
Working with Jay was a great pleasure, he made the process smooth, quick and easy. My husband and I are very satisfied with the fair offer we received and would use or recommend Jay and Lincoln Madison in the future.
Rachel Girolimon
16:55 01 Apr 22
Several months ago I decided to put my property up for sale. Due to several factors, I chose to do an "As Is" sale. I had received several mailings from different companies interested in purchasing my property, for varying $ offers.
After doing my research, I chose 3 companies, one being Lincoln Madison, to look at the property. All were interested, and all agreed on the basic selling price I asked for (again based on some research on my part). As I didn't want to take much time to finalize (long story short) I chose one of the companies that had offered some additional funds at closing.
When I let Jay Woodsby know that another company had been my choice, he showed true concern that I choose well, and whished me the best. The following morning, he sent another e-mail, saying he just didn't want to let things go just yet. His revised offer was very nice!
Jay has been in contact all through the deal, as we moved out and the closing approached.
He is responsive to questions, and a joy to work with.
I highly recommend Lincoln Madison Investments, LLC
After doing my research, I chose 3 companies, one being Lincoln Madison, to look at the property. All were interested, and all agreed on the basic selling price I asked for (again based on some research on my part). As I didn't want to take much time to finalize (long story short) I chose one of the companies that had offered some additional funds at closing.
When I let Jay Woodsby know that another company had been my choice, he showed true concern that I choose well, and whished me the best. The following morning, he sent another e-mail, saying he just didn't want to let things go just yet. His revised offer was very nice!
Jay has been in contact all through the deal, as we moved out and the closing approached.
He is responsive to questions, and a joy to work with.
I highly recommend Lincoln Madison Investments, LLC
Brenda Groce
16:49 18 Feb 22
Very fair . I worked with Jay. He was very kind and compassionate to this old lady. I would highly recommend them to anyone wanting to sell their home. Hassle free.
Marylynn Pearce
21:59 29 Jan 22
We had a wonderful experience with the selling of our first property ever! He was top notch from start to finish! Very responsive to all calls and texts! Made the selling of our property almost seamless and if we are ever in the market to sell again he is our first call!
Heather Clayton
11:21 28 Jan 22
Trust worthy people, will go above and beyond to help you . They are able to get what you need, done. Regardless of the situation. We worked with Chris, and he was very patient, after running into a few errors with the title, he was able to conquer challenges we thought were impossible. Highly recommend Lincoln Madison Investments.
Kim Hulverson
17:44 04 Sep 21
Chris was great to work with! Sold some property that my parents left me. Although we never met, he was very pleasant over the phone and by text. Offered a fair price for what he was buying!! Stood true to his word from the beginning. Thank you for making it easy!!
FAQs About Selling Your House Before Foreclosure in Polk County
We know you have questions, and we want to answer every one of them. Here are the ones we hear most from Polk County homeowners facing foreclosure.
Ready to Stop the Clock? Get Your Cash Offer Today.
You do not have to face this alone. Our local Polk County team is ready to help you find a way forward, on your terms and on your timeline. Call us today or fill out the form below for your free, no-obligation cash offer. We are available 7 days a week.
Areas We Serve in Polk County, Florida
Have Questions About How to Sell a House in Preforeclosure? Contact us!
Don’t let foreclosure and mortgage debt ruin your credit and peace of mind. Our licensed agents are experienced in buying houses before foreclosure in any situation. We help you with your mortgage issues and foreclosure process. You can get a cash offer with no fees. We’re the #1 real estate investor and broker in Lakeland, and we’re available 7 days a week to serve you.
Our Services
Our passion is buying homes and helping homeowners move onto the next chapter.
Contact us now to get a free/no commitment offer.
We Buy Ugly Houses and Distressed Property
Looking to sell an old home? We can help you.
Inherited or Probate Properties
Property stuck in probate? We’ll make it easier.
Sell a Tax Deed Property
We can buy your lien property. No hassle.
Sell Your Home Fast for Cash
Let us handle the stress while you relax.
Tenant Issues and Eviction Process
We can streamline the eviction process.
Sell Vacant Land
We can give you an offer for your vacant land!
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